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Medicare Answer Guy

Jim Robeson (858) 935-9120

"As your Medicare Sales Representative, YOU become my Top Priority"

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Your Advisor who provides objective and affordable Medicare choices

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We work with a range of health care providers

The best coverage for you and your family
"As your Medicare Sales Representative, YOU become my Top Priority"

✶ If you already have Medicare

Medicare isn’t part of the Health Insurance Marketplace, so if you have Medicare coverage now you don’t need to do anything. If you have Medicare, you’re considered covered.

The Marketplace won’t affect your Medicare choices or benefits. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you won’t have to make any changes.

IMPORTANT  The Marketplace doesn’t offer Medicare supplement (Medigap) insurance or Part D drug plans.

If you have only Medicare Part B

If you have Medicare Part A (Hospital Insurance), you’re considered covered under the health care law and don’t need a Marketplace plan. But having only Medicare Part B (Medical Insurance) doesn’t meet this requirement.

TIP  If you have only Medicare Part B, you aren’t considered to have minimum essential coverage. This means you may have to pay the fee that people who don’t have coverage may have to pay.

Expanded Medicare benefits for preventive care, drug coverage

↦ Medicare benefits have expanded under the health care law – things like free preventive benefits, cancer screenings, and an annual wellness visit.
↦ You can also save money if you’re in the prescription drug “donut hole” with discounts on brand-name prescription drugs.

More Medicare details

↦ Medicare’s Annual Enrollment Period (AEP) October 15 – December 7 hasn’t changed.
↦ more about your Medicare coverage and choices, visit Medicare.gov.

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