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My goal with this newsletter is to:
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1
Keep You Informed
I will be sharing current articles about the changes in Medicare.
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2
Answer Your Questions
I'm available to answer issues specific to you.
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3
Stay Connected
I want to make Medicare coverage as simple as possible.
(858) 935-9120
Birthdays
- Steve H
- Merry F
- Shirley E
- Buddy D
- Scott H
- Kathleen J
- Jay D
- Mark B
- Dale D
- Richard T
- Michael C
- Cliff J
- Cynthia S
- Roseanna A
- Marie J
- Nicholas T
- Pete S
- Joe D
- Lawrence K
- Greg C
- Kim G
- Kerry P
- Tom D
- Charles R
- James S
- Patricia R
- Charles R Sr.
Referrals
- Dave L referred J Lassiter
- Linda S referred Miriam W
We try hard to recognize every referral but if we missed anyone, please let us know.
Just send us a quick email so that we can acknowledge you. We want all of you to
know that it is our privilege to serve you.
The greatest compliment you pay us is the referral of your family and friends. Thank you!!!
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Medicare Enrollment Reminder
Medicare Annual Enrollment Period (AEP) is October 15th - December 7th. If you want to explore your plan options, call or email me before November 25, 2021. I can help you review your current plan options and costs and review benefits as they apply to any upcoming treatment you are planning. I always want to make sure you have the very best Medicare plan available to you.
Beware!
With the Medicare Annual Enrollment Period, AEP, (from October 15 to December 7) in full swing, we
are getting a tremendous number of calls about one specific topic. So, let's address the 5,000-pound
elephant in the room – the Sharp Direct VIP plan for San Diego Medicare enrollees. For years, there was
only ONE Medicare Advantage plan that would get you to Sharp Community, Arch, Graybill and Sharp
Rees Stealy doctors… and that was the UnitedHealthcare plans which include Sharp Secure Horizons
plan, UHC Plan 4, Sharp Walgreens plan, Assure (Medicare/Medi-Cal) plan or Patriot plan. Sharp and
UnitedHealthcare had an exclusive agreement whereby Sharp doctors would only accept the UHC plans.
About 3 years ago, Sharp decided to emulate Kaiser a bit, by offering their own version of an Advantage
plan. Many of you, if not all of you, who currently have a UnitedHealthcare plan in San Diego have been
receiving letters from Sharp touting the Sharp Direct VIP Advantage plan. That plan and the new
UnitedHealthcare Sharp Walgreens plan are very similar in copays for many of the medical services. But
they have some important differences as well – the Sharp Direct plan does not have a transportation
benefit, their gym membership only allows you to have access to one gym at a time, and the chiropractic
and acupuncture benefits have a $10 copay per visit while the UHC plan is $0 copay per visit.
But, the biggest difference if you switch to the Sharp Direct plan, is that you no longer have me as your
agent… if fact, you DON'T have an agent at all. So good luck trying to get the person who answers the
toll-free number for the Sharp Direct plan to do a 3-way call with you to clear up a billing error, advise
you if there is a better plan for you, or help you if you want to change from Sharp doctors to Scripps or
UCSD doctors.
Keep this information in mind should you receive information about the Sharp Direct VIP Plan and feel
free to contact me to answer questions and review your options.
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