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Jim Robeson CLU, ChFC
The Medicare Answer Guy
September 2022 Edition
My goal with this newsletter is to:
Keep You Informed
I will be sharing current articles about the changes in Medicare.
Answer Your Questions
I'm available to answer issues specific to you.
I want to make Medicare coverage as simple as possible.
- Randy C referred Laura C
- Craig W & Joe D referred Tommy & Kathleen H
- Mark W referred Mikel W & Debbie W
- Janean S referred Debbie S
- Craig W referred Sarah H
We try hard to recognize every referral but if we missed anyone, please let us know.
Just send us a quick email so that we can acknowledge you. We want all of you to
know that it is our privilege to serve you.
The greatest compliment you pay us is the referral of your family and friends. Thank you!!!
Scan This QR Code for a Personal Greeting from Jim
Here we are in September! It seems as though the summer
went by lightening quick! The sad part was that I couldn't surf
that much because there wasn't much of a summer swell and
the beaches here in Coronado, Ca. were closed many days due
to sewage overload from the Tijuana river. Besides that, we are
blessed to be in Southern California and are thankful for your
Here are some important Medicare highlights to keep in mind as we head into Fall 2022:
Annual Notice of Change (ANOC)
Be on the lookout for your ANOC which should be
coming from your insurance carrier via mail or email
sometime in September 2022. This notice will let you
know if there are going to be any changes to your
Medicare health or Rx plans in 2023.
If you have any questions, don't hesitate to contact me by e-mailing
firstname.lastname@example.org or calling (858) 935-9120. I am accessible and I will be happy to answer
all your questions.
Annual Enrollment Period (AEP)
Open enrollment (AEP) begins October 15th and goes
through December 7th, 2022. During this time, you
can change your Medicare Advantage Plan or Rx plan.
Your ANOC will detail all changes that are being made
in your current plan.
TV and Radio Ads for Medicare (Beware!!)
You will start to see hear even more TV and radio ads
encouraging you to call an 800 number to review your
Medicare health plan. Please don't call that number!!
Their motive is to sell you something that may not
benefit you here in San Diego. San Diego is a very
different market than other counties. San Diego
county's medical groups only accept certain Medicare
health plans. If you call the 800# and make any
changes, then I am no longer your advocate agent
broker…the 800# is. Call me instead.
Every summer I take an in-depth annual certification
test that qualifies me to sell Medicare products. I also
take Medicare plan knowledge exams for each carrier
as well as in person training with all the insurance
companies. I do this to stay on top of area changes
and new products. I want what is best for YOU!
That's what I am here for – to answer any questions
you have and to Make Medicare Easy.
Medicare Part B Premiums for 2023
Keep your fingers crossed that CMS (Centers for
Medicare & Medicaid Services) will lower your Part B
premium for 2023…or at least keep it the same as
2022. At the HHS Secretary's direction, CMS
reassessed the Part B premium and recommends that
the identified savings be incorporated into the
Medicare Part B premiums for 2023. Stay tuned!
Social Security and Medicare DO NOT MAKE PHONE
CALLS!! Social security sends out an annual notice
letting you know of any changes to your account.
Notices that you receive saying
"It looks like your
Medicare or Social Security have been discontinued"
are a SCAM. These notices are sent out from
insurance agents who are DISHONEST. They want to
change your current insurance plan, so they can get
paid. NEVER give out your Medicare or Social
Security number over the phone. They will trick you
and change your plan. I've seen it happen. I don't
want it to happen to you.
As always, thank you for your business. Please call or email me
if you have specific questions as we head into the Annual
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